SATYA, A. D.; CUPIAN; FAISAL, Y. A. Digital Financing Business Models for MSMEs in Indonesia: Effect on Financial Access, Productivity, and Job Creation toward SDG 8. Jurnal Ilmiah Akuntansi Kesatuan, [S. l.], v. 13, n. 6, p. 1651–1662, 2025. DOI: 10.37641/jiakes.v13i6.4336. Disponível em: https://jurnal.ibik.ac.id/index.php/jiakes/article/view/4336. Acesso em: 5 jun. 2026.