Abadi, F., E. Limawan, and H. T. Setijaningsih. “The Impact of Macroeconomic and Microeconomic Factors on the Profitability of KBMI 3 and 4 Banks”. Jurnal Ilmiah Akuntansi Kesatuan, vol. 13, no. 4, Aug. 2025, pp. 667-78, doi:10.37641/jiakes.v13i4.3541.