Light, November, and Poniman Poniman. “The Effect of Financial Literacy, E-Money Use and Self-Control on Consumptive Behavior”. Jurnal Ilmiah Akuntansi Kesatuan 12, no. 1 (February 12, 2024): 45–54. Accessed April 15, 2024. https://jurnal.ibik.ac.id/index.php/jiakes/article/view/2413.