Rahmayanti ID, Lasmana A, Melani MM. The Effect of Non Performing Loans, Third Party Funds, and Loan to Deposit Ratio on Credit Distribution. JIAKES [Internet]. 2025 Apr. 3 [cited 2026 Jun. 4];13(2):215-24. Available from: https://jurnal.ibik.ac.id/index.php/jiakes/article/view/3235