Pengaruh Literasi Keuangan Terhadap Manajemen Keuangan Pribadi Mahasiswa Program Studi Akuntansi Di Universitas Cipasung Tasikmalaya
DOI:
https://doi.org/10.37641/jimkes.v10i3.1444Keywords:
financial literacy,, personal financial management,, studentAbstract
This study aims to determine the effect of financial literacy on accounting students' personal financial management. Chen & Volpe, (1998) states that financial literacy is defined as the ability to manage finances so that life can be more prosperous in the future. In this case, it is not only knowledge about managing finances, but also the behavior of each individual student in increasing financial literacy. The sample of this research was 187 Accounting Students with data collection using a questionnaire. The results showed that financial literacy has an effect on personal financial management of accounting students with a significance value of t of 0.000 <0.05, which is significant or H0 is rejected, meaning that there is a significant relationship between financial literacy and personal financial management of accounting students. The results of the research correlations between the independent variable and the dependent variable R are known to be 0,697 this number shows the level of correlation or relationship between the two variables is at the interpretation of 0.50 - 07.0 with a strong correlation with a Coefficient of Determination of 48,6% and the rest are other variables that are not the focus of research This.
Keywords: Financial Literacy, Personal Financial Management.
Downloads
References
Vira Erika; program studi Manajemen “Pengaruh literasi keuangan terhadap pengelolaan keuangan mahasiswa prodi manajemen fakultas ekonomi dan bisnis” UMSU : 2019
Ade Noviani, “Pengaruh literasi Keuangan dan gaya Hidup terhadap perilaku keuangan mahasiswa manajemen Universitas islam Riau” Manajemen Universitas Islam Riau Pekanbaru: 2021
Chairil Afandy, Febrilianty Fransiska Niangsi; “Literasi Keuangan Dan Manajemen Keuangan Pribadi Mahasiswa Di Provinsi Bengkulu “Fakultas Ekonomi dan Bisnis Universitas Bengkulu Bengkulu, Indonesia
Ihda Rohmatin Khoirunnisa, Rochmawati ; “Pengaruh Literasi Keuangan, Sikap Keuangan, dan Pendidikan Keuangan Keluarga Terhadap Manajemen Keuangan Pribadi dengan Locus Of Control Sebagai Variabel Intervening” 2021
Harpa Sugiharti, Kholida Atiyatul Maula “Pengaruh Literasi Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa” Universitas Singaperbangsa Karawang; 2019
Fajar Rohmanto, Ari Susanti, “Pengaruh Literasi Keuangan, Lifestyle Hedonis, Dan Sikap Keuangan Pribadi Terhadap Perilaku Keuangan Mahasiswa “ Program Studi Manajemen, Sekolah Tinggi Ilmu Ekonomi Surakarta, Indonesia.
Rarasati Dewi Aulianingrum, Rochmawati, “Pengaruh Literasi Keuangan, Status Sosial Ekonomi Orang Tua, Dan Gaya Hidup Terhadap Pengelolaan Keuangan Pribadi Siswa “Pendidikan Akuntansi, Fakultas Ekonomi, Universitas Negeri Surabaya ;2021
Maulit1, Nyoria Anggraeni Mersa “Pengaruh Literasi Keuangan Terhadap Pengelolaan Keuangan Pribadi Pada Mahasiswa Di Politeknik Negeri Samarinda” Politeknik Negeri Samarinda, Jl. Ciptomangunkusumo, Samarinda;2017.