Cakranegara, P.A. and Purwanto 2026. Comparative Analysis of Banking Concentration in Indonesia and Malaysia: Market Structure, Stability, and Policy Implications. Jurnal Ilmiah Manajemen Kesatuan. 14, 1 (Jan. 2026), 709–722. DOI:https://doi.org/10.37641/jimkes.v14i1.4657.