RESTI GUSTIKA; RINOFAH, R.; MAULIDA, A. The Influence of Financial Literacy, Credit Requirements, and Financial Report Quality on Access to Financing for Micro, Small and Medium Enterprises. Jurnal Ilmiah Manajemen Kesatuan, [S. l.], v. 12, n. 5, p. 1499–1508, 2024. DOI: 10.37641/jimkes.v12i5.2772. Disponível em: https://jurnal.ibik.ac.id/index.php/jimkes/article/view/2772. Acesso em: 20 jun. 2026.