LESTARI, H. S.; USMAN, B.; LAKSONO, W. S.; ABDULLAH, M. H. The Influence of Macroeconomic Indicators and Bank Internal Factors on Credit Risk in Developing Countries. Jurnal Ilmiah Manajemen Kesatuan, [S. l.], v. 13, n. 3, p. 1399–1410, 2025. DOI: 10.37641/jimkes.v13i3.3178. Disponível em: https://jurnal.ibik.ac.id/index.php/jimkes/article/view/3178. Acesso em: 16 jun. 2026.