SUJATMIKO; KAUSAR, A. Paylater Adoption as a Mediator Between Financial Literacy, Risk Perception, and Financial Behavior. Jurnal Ilmiah Manajemen Kesatuan, [S. l.], v. 13, n. 3, p. 1743–1754, 2025. DOI: 10.37641/jimkes.v13i3.3248. Disponível em: https://jurnal.ibik.ac.id/index.php/jimkes/article/view/3248. Acesso em: 13 jun. 2026.