MUSTAFA, A. Z.; ABDULAH, B. The Influence Of Digital Transformation And Transparency On Ziswaf Payment Decisions And Its Impact On Millennial Loyalty . Jurnal Ilmiah Manajemen Kesatuan, [S. l.], v. 13, n. 5, p. 3785–3790, 2025. DOI: 10.37641/jimkes.v13i5.3624. Disponível em: https://jurnal.ibik.ac.id/index.php/jimkes/article/view/3624. Acesso em: 3 jun. 2026.