LOO, P. The Mediating Effects of Governance, Financial Literacy, and Technological Innovation on Digital Finance in North Sumatra’s Rural Banks. Jurnal Ilmiah Manajemen Kesatuan, [S. l.], v. 13, n. 6, p. 5219–5230, 2025. DOI: 10.37641/jimkes.v13i6.4259. Disponível em: https://jurnal.ibik.ac.id/index.php/jimkes/article/view/4259. Acesso em: 4 jun. 2026.