MANAFE, H. A.; SONBAY, Y. Y.; PAASKALIS SERAN. Evaluating Credit Cooperative Performance Through PEARLS Standards: Implications for Financial Management (2021–2023). Jurnal Ilmiah Manajemen Kesatuan, [S. l.], v. 14, n. 1, p. 445–460, 2026. DOI: 10.37641/jimkes.v14i1.4419. Disponível em: https://jurnal.ibik.ac.id/index.php/jimkes/article/view/4419. Acesso em: 4 jun. 2026.