PERMANASARI, A.; AL ARIF, M. N. R.; HOSEN, M. N.; WARNINDA, T. D. Consolidation Strategies for Enhancing Stability of Indonesian Islamic Regional Banks: Merger versus Joint Business Groups . Jurnal Ilmiah Manajemen Kesatuan, [S. l.], v. 14, n. 1, p. 419–434, 2026. DOI: 10.37641/jimkes.v14i1.4494. Disponível em: https://jurnal.ibik.ac.id/index.php/jimkes/article/view/4494. Acesso em: 4 jun. 2026.