SUGIANTO; NASUTION, M. L. I.; FAUZAN, M.; ATHA, M. A. Determinants of Islamic Digital Banking Adoption: Extending UTAUT3 with Islamic Lifestyle Moderation in Indonesia. Jurnal Ilmiah Manajemen Kesatuan, [S. l.], v. 14, n. 1, p. 1365–1376, 2026. DOI: 10.37641/jimkes.v14i1.4832. Disponível em: https://jurnal.ibik.ac.id/index.php/jimkes/article/view/4832. Acesso em: 4 jun. 2026.