Srihandoko, W., Setiawan, H. and Khim, S. (2025) “The Role of Bank Credit, Financial Management, and Access to Capital in Enhancing MSME Sustainability”, Jurnal Ilmiah Manajemen Kesatuan, 13(4), pp. 2835–2838. doi: 10.37641/jimkes.v13i4.4012.